Cookie Policy

This Cookie Policy explains how keltramorisa.com Financial Planning Services uses cookies and similar technologies to recognize you when you visit our website. It explains what these technologies are and why we use them, as well as your rights to control our use of them. Last updated: June 19, 2025.

Last updated: June 6, 2025

What Are Cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work more efficiently and to provide reporting information.

Cookies set by the website owner are called "first party cookies." Cookies set by parties other than the website owner are called "third party cookies."

Types of Cookies We Use

We use several types of cookies for different purposes:

Essential/Necessary Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features, such as access to secure areas.

Analytics and Performance Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously, helping us improve our services.

Marketing and Advertising Cookies

These cookies are used to make advertising messages more relevant to you and track the effectiveness of our marketing campaigns.

Preference Cookies

These cookies enable our website to remember information that changes the way the website behaves or looks, such as your preferred language or region.

How We Use Cookies

We use cookies for the following purposes:

  • To ensure our website functions properly and securely
  • To analyze website traffic and optimize user experience
  • To remember your preferences and personalize content
  • To measure the effectiveness of our marketing efforts

Third-Party Cookies

In addition to our own cookies, we may also use various third-party cookies to report website usage statistics and deliver advertisements on and through our website.

How to Manage Cookies

You have the right to decide whether to accept or reject cookies. You can set or amend your web browser controls to accept or refuse cookies.

Browser Settings

Most web browsers allow some control of cookies through browser settings:

  • Chrome: Settings > Advanced > Privacy and security > Site Settings > Cookies
  • Firefox: Options > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Cookies and website data
  • Edge: Settings > Site permissions > Cookies and site data

Cookie Duration

Cookies may be either "persistent" cookies or "session" cookies:

  • Session cookies will be deleted from your computer when you close your browser
  • Persistent cookies will remain stored on your computer until deleted or until they reach their expiry date

Disabling Cookies

If you choose to disable cookies, some features of our website may not function properly, and you may not be able to access certain parts of our site.

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons.

Contact Information

For questions regarding this disclaimer or our services, please contact us:

keltramorisa.com Financial Planning Services

info@keltramorisa.com