Important Legal Disclaimer

Please read this disclaimer carefully before using keltramorisa.com financial planning services. By accessing our website and services, you acknowledge and agree to the terms outlined below.

Last updated: June 6, 2025

General Disclaimer

The information provided on keltramorisa.com is for general informational purposes only. All content, including financial advice, investment strategies, and planning recommendations, is provided in good faith. However, we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information on our website.

Results may vary based on individual circumstances, market conditions, and implementation of recommended strategies.

Professional Financial Advice Notice

Our financial planning consultations are provided by qualified professionals. However, all advice should be considered in conjunction with your personal financial situation and risk tolerance.

Information Accuracy

While we strive to keep information accurate and up-to-date, we cannot guarantee:

• Complete accuracy of all market data and financial projections
• Real-time updates of all economic indicators and market conditions
• Absolute precision in all calculations and forecasting models

Limitation of Liability

keltramorisa.com shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or reliance on provided information.

Our liability is limited to the amount paid for consultation services.

External Links Policy

Our website may contain links to external resources. We are not responsible for the content, privacy practices, or availability of external websites.

Users access external links at their own discretion and risk.

Results and Performance Disclaimer

Financial planning results and investment performance vary significantly based on individual circumstances, market conditions, and adherence to recommended strategies.

Client Testimonials

Client testimonials represent individual experiences and may not reflect typical results. All testimonials are authentic but results cannot be guaranteed for all clients.

Errors and Omissions

Despite our best efforts, our website may contain technical inaccuracies or typographical errors. We reserve the right to correct errors without prior notice.

Please report any errors to our customer service team for prompt correction.

Fair Use and Copyright

All content on keltramorisa.com is protected by copyright. Users may access information for personal use only. Commercial reproduction requires written permission.

No Warranty Clause

Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding uninterrupted or error-free service
• Warranties of specific financial outcomes or results

Changes to Disclaimer

keltramorisa.com reserves the right to modify this disclaimer at any time. Changes become effective immediately upon posting on our website.

Contact Information

For questions regarding this disclaimer or our services, please contact us: